Don't Lose Your Marbles

This is NOT a sponsored post.  If it were, then maybe I wouldn't have to wait for over an hour at my UnionBank branch just to apply (even if all pertinent information has already been filled up online) only to have my account put "on hold" until I could submit additional documents.   I applied for this new debit card from the UnionBank and Cebu Pacific tie-up that lets you earn GetGo points (Cebu Pacific's version of flight awards/points or "miles") for every time you use the card.  Since I always fly via Cebu Pacific on budget/promo fares to destinations less than 4 hours away, I figured I could use it. The debit card has the highest peso to point ratio at Php 88:1 point compared to the similar GetGo credit card (Php 30:1). FAQ : Card Cost: Php 500 per year (annual fee) No maintaining balance BancNet ATM access Use with Paypal (also for Paypal withdrawals) For purchases online and offline (swipe & sign) By far, it's the most e...

I've had numerous frustrating visits to the UnionBank branch near me and I'm sure I'm not the only one who feels the same way.   Imagine waiting 90 minutes for you to be able to transact with the teller at the counter on 3 separate occasions!  Had I not needed to add funds to my Eon account which is linked to my Paypal account, I wouldn't go through all the trouble.  I was used to depositing through the ATM machine near my workplace which was convenient at the time. The two bank tellers work slowly.  Why are there only two?!! On the occasions that I went to the branch, it was not even their peak hours and days.   I've never waited that long in any other bank even on peak times . And on one occasion that I had to turn in my card because of a false alarm on an online charge, they questioned my signature even if I showed them a valid ID!  And this employee was asking her superior what to do as if I wasn't there.   It's rude. I'm sitting right in fron...